Searching for a quick payday loan? Take to our cheaper line of credit instead!

Polar Credit is a direct loan provider providing a revolving credit center which you can use each day to support your daily spending. A merchant account with us allows you to withdraw funds when you really need to, with money utilized in your money within a few minutes of approval.

We realize what counts to clients when they’re hunting for credit – a straightforward online form, a fast choice and quick use of money. Our line of credit brings every one of this together but in an item that can is sold with a much lower interest rate in comparison to a loan that is payday.


We request you to offer us with a few information about you that will help us make our financing choice, such as for instance your name, target and date of delivery alongside the information on your work, earnings and spending. The complete application procedure is performed on the internet and, we tell you the outcome of your application in only a matter of minutes because we are a direct lender.

Our financing choice

We make use of the information which you’ve provided in your application alongside the information inside our very own database and also the information that individuals get right back through the credit guide agency which will make a fast decision on your application. It is necessary you accurately fill out the application form form to ensure that we’ve use of most of the right information to simply help us evaluate the job. In the event that information which you offer will not match our documents we might need certainly to ask for more information to keep along with your application.

Our company is a lender that is direct perhaps not an agent, and we also make all our financing decisions ourselves. Please just simply take you time whenever signing up to give consideration to all of the concerns within our form as that will help us make our choice. After the application is submitted, there is not any more waiting time for you to find out of the result of the online application. We shall inform you straightaway in the event that you’ve been authorized together with level of credit that your particular personal line of credit happens to be authorized for.

The whole procedure happens on the internet and your Polar Credit account is present after you eSign your credit agreement for you to use immediately.

Bad credit or no credit rating? We are going to you will need to understand your position since they are today and concentrate from the future.

Got a slim credit report or a bad credit rating from some bad choices produced in the last? Don’t genuinely believe that a cash advance is your sole option if you are interested in credit. Those with defaults in the past can still qualify for our cheaper alternative to payday loans while we may not be able to approve some customers who still continue to miss their repayments.

Quick transfer of money

If you’d like an instantaneous payday loan it is as you need instant use of money at that time over time and our line of credit can match the solution that you’d expect from the best online payday lenders in britain . As soon as your Polar Credit application is authorized funds are transferred to your money within seconds of you creating a withdrawal demand and you may access the amount of money soon a while later if you hold one of the main UK banks to your account that supports quicker re Payments.

The price

Feels like every one of the most readily useful attributes of payday advances to date? Well, here’s what we think could be the best benefit of y our alternate solution – the fee. Taking out fully a ВЈ100 pay day loan for thirty day period can cost you just as much as ВЈ24 whilst it just costs ВЈ6.60 to borrow ВЈ100 for that amount of time from us. Whilst it is difficult to locate a low priced cash advance, and several individuals would argue that inexpensive pay day loans just try not to exist, our solution is more than 70% less expensive than a ВЈ100 pay day loan from a primary loan provider when you really need to borrow for thirty days.

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